Chief Credit Officer

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  • March 15, 2024
  • Chief Credit Officer
  • 2 positions in Pailin, Battambang

Job responsibilities

  • Produce proper monthly work plan
  • Ensure staffing
  • Ensure quality of customer service management
  • Provide technical supports to staff in a timely manner
  • Approve loan per loan approval authority or recommend to next level for approval for bigger amount
  • Manage staff’s performance to achieve the monthly and annual target (# of customers, portfolio, % of PAR, % of written off loan)
  • Timely submit monthly reports to Branch Manager and other related unit/department
  • Ensure the compliance of audit findings
  • Other tasks assigned by supervisor
  • Conduct regular meeting among the team
  • Share good and bad experience relating to work, especially operation to ensure staff capacity building for work qualification
  • Communicate the changes of policies, procedures, and forms with staff on a timely manner
  • Regular discuss with the team on competition situation in the industry
  • Coordinate with concerned unit/department for sending staff to attend the training
  • Ensure LOA properly follows lending policy and process to produce effective loan assessment
  • Perform double field check to ensure loan quality per lease policy
  • Timely identify root causes of non-performing loan and produce the action plan for problem solving.
  • Timely monitor and follow up staff’s portfolio quality in order to ensure appropriate action has been taken to maintain portfolio quality
  • Ensure staff properly follow delinquency management policy and process
  • Provide technical supports as necessary when staff encounter work challenges
  • Conduct regular team meeting for updating challenges, finding solutions, updating changes in the company, and raising business initiatives
  • Provide feedback on effectiveness and efficiency of lending process and policy
  • Propose to branch manager and management team for better business reengineering
  • Timely communicate the changes or update information to all related stakeholders
  • Meet key stakeholders such as staff, key dealers, key customers per plan to maintain and improve better relationship
  • Meet customers face to face to collect the constructive feedback or complaint

Job requirements

  • Bachelor degree in business administration or equal degree or at least high school completion
  • Computer literacy in MS word, MS excel, slide PowerPoint, internet, email, and skype
  • Good communication skills in Khmer in speaking, writing, listening, and reading and good English is preferable.
  • Good presentation skill, selling skill, and problem solving.
  • At least 18-month experience in microfinance or bank sector in Cambodian context.
  • Well managed on multi tasks/deadline and able to work under pressure.
  • High ethical commitment and trustworthiness.
  • Good negotiation and interpersonal skills.
  • Local residence shall be a value added.
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