Credit Officer

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  • Credit Officer
  • October 31, 2024
  • Credit Officer
  • 25 positions in all branches

Job responsibilities

  • Develop and implement selling plan effectively
  • Clearly orient potential customers on leasing products of Mega Leasing Plc
  • Follow the leasing policy and procedures
  • Achieve the set target for both # of customers and loan portfolio
  • Collect sufficient information regarding to customer, his/her business, and other sources
  • Analyze customer’s information to ensure creditworthiness
  • Ensure high quality of good customer service delivery to customers including approval and rejection of application
  • Develop and implement customer follow up/monitoring plan
  • Timely communicate with customer who misses the monthly repayment
  • Build credit discipline among customers and team
  • Have team spirit to support the team’s performance
  • Attend regular team meeting for updating challenges, finding solutions, updating changes in the company, and raising business initiatives
  • Provide feedback on effectiveness and efficiency of lending process and policy
  • Propose to lease supervisor and branch manager for better business reengineering
  • Timely communicate the changes or update information to all related stakeholders
  • Meet key stakeholders such as staff, key dealers, key customers per plan to maintain and improve better relationship
  • Meet customers face to face to collect the constructive feedback or complaint

Job requirements

  • At least completed High school
  • Some understanding on credit operation within Cambodian context
  • Good communication skills in Khmer and English knowledge is a value added 
  • Good sense of problem solving, presentation, customer service and selling skill
  • Any experience in microfinance or banking industry is preferable
  • Good time management and able to work under pressure.
  • High ethical commitment and trustworthiness.
  • Good negotiation and interpersonal skills.
  • Local residence shall be a value added.
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